mastercard
Mastercard 4870: Chip Liability Shift Defense
Defend Mastercard 4870 EMV liability shift disputes with terminal compliance evidence.
4870
Reason Code
45
Days to Respond
1
Required Exhibits
What This Code Means
Chip Liability Shift is a dispute reason used by MASTERCARD when specific conditions indicate a dispute.
To successfully defend against this chargeback, you must provide compelling evidence that demonstrates the transaction was legitimate and the cardholder received the product or service as described.
Required Evidence
Transaction Details
- Merchant/Business Name
- Order ID
- Order Date
- Transaction Amount
- Customer Name
- Terminal ID
Required Documents
- Terminal Transaction Logs
Recommended (Optional)
- Terms & Policies Screenshot
What Your Response Will Include
Your packet will contain a professional narrative addressing:
- transaction Overview
- terminal Compliance
- delivery
Generate Your Response Packet
Get a bank-ready dispute packet in minutes. No AI guessing. Just proof that speaks bank.
Start Now