visa

Visa 10.3: Card-Present Fraud Response

Defend Visa 10.3 card-present fraud disputes with terminal logs and signatures.

10.3
Reason Code
18
Days to Respond
2
Required Exhibits

What This Code Means

Other Fraud Card-Present Environment is a dispute reason used by VISA when specific conditions indicate a dispute.

To successfully defend against this chargeback, you must provide compelling evidence that demonstrates the transaction was legitimate and the cardholder received the product or service as described.

Required Evidence

Transaction Details

  • Merchant/Business Name
  • Order ID
  • Order Date
  • Transaction Amount
  • Customer Name
  • Terminal ID

Required Documents

  • Terminal Transaction Logs
  • Delivery Signature Image

Recommended (Optional)

  • Terms & Policies Screenshot

What Your Response Will Include

Your packet will contain a professional narrative addressing:

  • transaction Overview
  • terminal Compliance
  • delivery
  • policies

Generate Your Response Packet

Get a bank-ready dispute packet in minutes. No AI guessing. Just proof that speaks bank.

Start Now

Related Reason Codes