visa

Visa 10.5: Fraud Monitoring Program Response

Win Visa 10.5 VFMP disputes with comprehensive fraud prevention evidence.

10.5
Reason Code
18
Days to Respond
1
Required Exhibits

What This Code Means

Visa Fraud Monitoring Program is a dispute reason used by VISA when specific conditions indicate a dispute.

To successfully defend against this chargeback, you must provide compelling evidence that demonstrates the transaction was legitimate and the cardholder received the product or service as described.

Required Evidence

Transaction Details

  • Merchant/Business Name
  • Order ID
  • Order Date
  • Transaction Amount
  • Customer Name
  • IP Address

Required Documents

  • Proof of Delivery

Recommended (Optional)

  • Usage or Access Logs
  • Device Fingerprint Report
  • AVS Verification Screenshot

What Your Response Will Include

Your packet will contain a professional narrative addressing:

  • transaction Overview
  • authentication
  • delivery
  • additional Signals

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