visa

Visa 13.7: Cancelled Services Defense

Respond to Visa 13.7 cancellation disputes with policy and usage evidence.

13.7
Reason Code
18
Days to Respond
1
Required Exhibits

What This Code Means

Cancelled Merchandise/Services is a dispute reason used by VISA when specific conditions indicate a dispute.

To successfully defend against this chargeback, you must provide compelling evidence that demonstrates the transaction was legitimate and the cardholder received the product or service as described.

Required Evidence

Transaction Details

  • Merchant/Business Name
  • Order ID
  • Order Date
  • Transaction Amount
  • Customer Name

Required Documents

  • Terms & Policies Screenshot

Recommended (Optional)

  • Customer Communication Logs
  • Usage or Access Logs

What Your Response Will Include

Your packet will contain a professional narrative addressing:

  • transaction Overview
  • policies
  • usage

Generate Your Response Packet

Get a bank-ready dispute packet in minutes. No AI guessing. Just proof that speaks bank.

Start Now

Related Reason Codes