visa

Visa 10.2: EMV Liability Shift Defense

Respond to Visa 10.2 non-counterfeit fraud claims with terminal compliance evidence.

10.2
Reason Code
18
Days to Respond
1
Required Exhibits

What This Code Means

EMV Liability Shift Non-Counterfeit Fraud is a dispute reason used by VISA when specific conditions indicate a dispute.

To successfully defend against this chargeback, you must provide compelling evidence that demonstrates the transaction was legitimate and the cardholder received the product or service as described.

Required Evidence

Transaction Details

  • Merchant/Business Name
  • Order ID
  • Order Date
  • Customer Name
  • Terminal ID
  • Chip Read Attempted

Required Documents

  • Terminal Transaction Logs

Recommended (Optional)

  • Terms & Policies Screenshot

What Your Response Will Include

Your packet will contain a professional narrative addressing:

  • transaction Overview
  • terminal Compliance
  • delivery

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